How often have you said, or heard someone say... I’d really like to take a vacation but I just can’t afford it. I wish I had more time to do what I love but my to do list keeps growing. I’m tired of always picking up after my kids but if I don’t do it, no one else will. I’d like to exercise more but I’m just so exhausted at the end of each day. I’d like to change careers but the job market is so uncertain. Though just tiny in size, the word BUT can yield drastic consequences